Below The Line Finance : Fractional CFO & Business Advisors

Financial Empowerment for Mission Led Business

Welcome to the Below The Line Finance blog, your essential resource for financial success for startups running purpose-driven ventures.

Chartered Accountant and Fractional CFO, Harriet Formby alongside guest bloggers, offer insights on cash flow management, ethical profit-making, and growth strategies for mission-driven businesses and more.

Explore practical advice and innovative solutions designed to empower you to amplify your impact and achieve financial success.

LATEST ARTICLES

Autumn Budget 2024: Considerations for Employers

How the Autumn Budget 2024 Will Impact Employer Costs (and What You…

Autumn Budget 2024: Impact for Sole Director Limited Company

Autumn Budget 2024: Impact For Sole Director Limited Companies The Autumn Budget…

Autumn Budget 2024: Considerations For Soletraders

Autumn Budget 2024: Two Key Considerations For Soletrader Business Owners Autumn Budget…

Small But Better: Why the Better Business Act Matters For SMEs

The Day My Direct Debit Billing System Broke: What Happened And How…

The Day My Direct Debit Billing System Broke: What Happened And How To Avoid The Same Trap

The Day My Direct Debit Billing System Broke: What Happened And How…
Below The Line Finance

The Story Behind ‘Below The Line Finance’

The Story Behind 'Below The Line Finance' People often ask me, "Why…
Small Talk with Big Impact: Building Authentic Connections in Business and Beyond

Small Talk with Big Impact: Building Authentic Connections in Business and Beyond

Small Talk with Big Impact: Building Authentic Connections in Business and Beyond…

Beyond the ‘Little Boxes’: Finding Authenticity and Purpose in Business and Life

Beyond the 'Little Boxes': Finding Authenticity and Purpose in Business and Life…

Rethinking the Runway: Fresh Perspectives on Startup Capital With Rache and Alex from Superstruct

Rethinking the Runway: Fresh Perspectives on Startup Capital - Guest Insights From…

Top 10 FAQS 5: How do I handle cashflow when income arrives sporadically?

Top 10 Finance Questions Encountered By Every Entrepreneur: #5: How Do I…

12 Days Of Financial Blissmas – Prompts To Shape Up Business Finances This Holiday Season

🎄 12 Days Of Financial Blissmas - Prompts To Shape Up Business…

Top 10 FAQS: 4. What’s all this about HMRC ‘Payments On Account’?

Top 10 Finance Questions Encountered By Every Entrepreneur: #4: What’s all this…

From Uncertainty to Action: Your Essential Guide to Understanding Insolvency, With Guest Simon Haskew

From Uncertainty to Action: Business Owners' Essential Guide to Understanding Insolvency, Financial…

Limited Company Structure: Potential Perks, Tax Savings & Costs

Limited Company Structure: Understanding The Potential Perks, Tax Savings & CostsAre you…

Top 10 FAQS: 3. When do I need an accountant and how do I pick a good one?

Top 10 Finance Questions Encountered By Every Entrepreneur: #3 When Do I…

Top 10 FAQs : 2. How should I manage my finances each month as a business owner?

Top 10 Finance Questions Encountered By Every Entrepreneur: #2 How Should I…

Top 10 FAQs: 1. What are my Obligations as a New Business Owner?

Top 10 Finance Questions Encountered By Every Entrepreneur: #1 What Are My…

What Kinds of Things Does A Chief Financial Officer (CFO) Help Small Business Owners With?

What Kinds of Things Does A Chief Financial Officer (CFO) Help Small…

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Inbox: Mission-led Financial Empowerment 

We circulate a regular friendly finance newsletter, ‘Backstage With Below The Line Finance’.

It’s full of Down to Earth finance tips for mission-led entrepreneurs, guidance and resources – to help you feel good about your business numbers!