Below The Line Finance


Whatever stage you are at on your business journey

you can feel good about your business numbers AND:

 Save time 

As you no longer wasting time freaking out about finances alone



Feel more peace and clarity 

Because the hard ‘money management things’ are eased & simplified


Experience more of what sparks joy 

With a savvy, profitable plan in place you can embody more of what you love! 


✨ A savvy CFO isn’t just for big businesses


Our CFO & Accountancy services are customisable for different business types including:

✨ Ambitious start-ups
✨ Limited Companies
✨ Un-incorporated Businesses
✨ Not for Profits

These are some of the sectors we support:

✨ Professional Services, Consulting & Tech
✨ PR, Content, Marketing & The Creative Industries
✨ Wellness & Coaching
✨ Retail, Food & Manufacturing




Check out our services tailored to your business type

Soletrader or Freelancer

We offer CFO & accounting retainers, one-off consultations and finance training for un-incorporated businesses

Director of a Limited Company

We offer CFO & accounting retainers, one-off consultations and finance training especially for limited company directors

Founder of a Start Up

We offer CFO & accounting retainers, one-off consultations and finance training especially for start up founders and their staff.

Leaders & Finance Professionals

We offer Mentoring and Consulting support for Finance Professionals, Founders and Leaders.

Larger organisations

We offer CFO & accounting projects, consultations and finance training especially for larger companies undergoing change


✨ Because every business, big or small, needs a strong finance foundation to succeed



"We had been struggling to source these sorts of services internally or with our existing accountant. If you are a small business looking for extra support, Harriet is productive, collaborative, and has really useful ideas" 💡
"Whenever I talk to Harriet about things that are troubling me with our business finances I feel so much better! She always has a reassuring and practical plan of action and really cares about our success."💗
Creative Business Owner
"I sleep better at night knowing we now have our cashflow under control and a profitable budget in place thanks to Harriet. I wish I'd started working with her sooner!" 🤗
Company Director

 Mini CFO, Projects & Accounting Services



Mini CFO is a bespoke service combining Strategic CFO support, Accountancy & Compliance for a predictable monthly fee.

To help you grow an aligned business – with profit, purpose and healthy cashflow! And all the necessary compliance accounting sorted if required. I also offer project based Fractional CFO services for change management and interim needs.

Finance Advice Consultations

If you’re not quite ready for a Mini CFO retainer but would like some advice to solve your queries niggles and help you feel better about finances.

You can book in for an advice consultation to go from confusion to financial peace of mind in 60 minutes!

Bring your questions and concerns and go away with a clear confident plan of action.

Mentoring for Founders, Leaders & Finance Professionals 🤗

We offer Mentoring and Consulting support for Finance Professionals, Founders and Leaders to nourish your strategic finance strategy and business planning with commercial insights. Often as part of our consultancy offering of an outsourced CFO function.

Harriet is a Level 5 Certified and a Member of the Association of Business Mentors. Currently undertaking the Level 7 ILM post graduate qualification in Executive Business Coaching & Mentoring. And she also supports the Help To Grow and ICAEW mentoring programme.

Outsourced CFO/ FD Services 👩‍💻

(Part time | Fractional | Portfolio | Finance Director)

This goes by various names in different industries but essentially this is access to the skill set and knowledge of a CFO to support you in your business, with finance strategy, commercial decision making & planning.

As a  go-to finance expert to support the business owner/CEO and in some cases, to support and mentor the in house finance team.

We can work with you in this capacity through a flexible  retainer or to advice and influence during a project or period of change. 

Get Number Savvy Training & Resources 💡

I am building affordable finance resources, templates and training courses specifically to empower small business owners to grow their vision with profit & purpose. Designed to help you tackle scary finance topics in a fun and friendly way.

This is for wonderful, creative entrepreneurs. Who – quite frankly – would much prefer to be creating in their business than looking at their financials.

I will help you to understand your business numbers, so you can live a profitable and purposeful entrepreneurial life by mastering the fundamentals.

 Finance Masterclass Series 👩‍🏫

You can often feel freaked out by finances as a creative founder. But it doesn’t have to be that way!

Introducing a free practical & down to Earth training series of monthly masterclasses, tips and support so you can live your best life with profits and purpose.

Harriet will support you to Get Number Savvy through this free finance masterclass series. Sign up for the upcoming Monthly Masterclass or access the Replays & Resources here.


Hmmm… 🤔 not sure exactly what you need?

That is totally fine! Simply book in a complimentary call.

We’ll have a chat about you and your business, your goals and aspirations –  and figure out exactly how we can best help you succeed.

I can’t wait to get to know you! 💖

Take the quiz 

🔎  Find out how well you’re really doing with the finance fundamentals (and receive some tailored guidance)