Below The Line Finance : Fractional CFO & Business Advisors

 Does the thought of tackling your business numbers make you want to run back to your dreamworld !

 

Below The Line Finance Transform Entrepreneurs Into Financial Success Stories

 

Are you a mission-led founder feeling overwhelmed by finances?

Let us guide you.

Imagine a strategy that secures the funding you deserve, builds a strong financial foundation, and makes you feel safe with money while enhancing cash flow and fuelling your creative potential.

Ready to amplify your impact? 

 Explore how our Fractional CFO, Accountancy, Business Advisory and Money Mentoring Services can help you

Book A Call Today  

Our Mission

We empower purpose-led founders to turn their visions into reality, building truly sustainable businesses, that make a significant impact on the world.

We champion ethical profits and wealth for good, that fuels your creativity and brings joy to your journey!

From Vision to Profit  

Transform ideas into profits with our compassionate, expert guidance.

Future-Proof Your Business

Strategic foresight for sustainability and resilience.

Dream Big, Impact Bigger

Drive change and redefine entrepreneurship.

Human-Centric Financial Guidance with Mini CFO™

How we do this

 

Fractional CFO Packages

Fractional CFO solutions for a savvy profitable business life!

Access to financial expertise and commercially savvy advice to take your venture in the direction of it's wildest potential.

Consultancy
& Outsourced Projects

Outsourced Strategic Finance Insights to drive growth and change.

Access to CFO advice and input, business planning, modelling system optimisation and more.

Accountancy
& Compliance Services

As an ICAEW Chartered Accountancy Practice we provide accountancy, tax & compliance services.

As an exclusive add-on to our fractional offering.

Get Number Savvy Platform

Support with the fundamentals of finance, money healing and beyond through our Get Number Savvy™ Finance learning platform.

A trauma, informed space, for mission-led founders.

 Finance For The New Era 

Join us in reimagining capitalism, experience finance redefined for empathetic, revolutionary business leadership where finance fuels transformative change for a positive future.

Commercial Insights 

Tailored strategies for entrepreneurial success.

Passion for Innovation  

Challenging the status quo with new solutions.

Trauma-Informed Approach 

Sensitive navigation of the emotional side of finances

 Meet Harriet – Your New CFO

Harriet Formby MA ACA
Founder of Below The Line Finance | Fractional CFO | Chartered Accountant | Business Mentor

ICAEW CHARTERED ACCOUNTANT

POST GRAD BUSINESS STRATEGIST

LEVEL 7 EXECUTIVE BUSINESS MENTOR

TRAUMA OF MONEY™ CERTIFIED

 

“First and foremost, I believe that business founders are wonderful and unique humans each with their own experiences and narratives around money that are carried into  the entrepreneurial adventure. 

I’m here to transform finances from feeling like a frustrating barrier into a powerful amplifier of your success.

Whether we’re building strong financial foundations, tackling cash flow challenges, or refining your business model, I offer practical, strategic and highly empathic financial expertise every step of the way.

Together, we’ll develop real-world solutions and sustainable strategies, making the complexities of finance less daunting and more empowering.

Let’s turn business numbers into valuable tools for growth and impact that fuel your creativity and bring stability” 

 

✨ Pick Your Business Playground ✨

Start Ups

Limited Companies

Soletraders

Not For Profits

Professionals

Larger Organisations

🌟What People Say 🌟

Save Time

Imagine no longer waste hours freaking out about finances and second guessing yourself

Feel More Peace & Clarity

By easing & simplifying the clunky 'financial management things'

Spark More Joy

With a savvy, profitable plan in place you can embody more of what you love! 

SCHEDULE A COMPLIMENTARY CALL WITH HARRIET TODAY!

 

Harriet offers a no pressure chat, to get to know each other, delve into your business, discuss any current challenges you’re facing, and explore your goals and aspirations.

These calls are ideal whether you already have a clear idea of your needs or want to scope it out together and get a taster of our style.

I’m excited to connect with you and learn more about your journey! 💖

ONE-OFF 'POWER HOUR STYLE' FINANCE CONSULTATION

Book an Advice Consultation and Achieve Financial Peace of Mind in 90 Minutes!

If you’re looking for a one-off bit of  advice to solve your queries and help you feel better about your business numbers, our ‘Power Hour’ style consultations are here to assist you.

During this focused and dynamic 90-minute session, we’ll address your specific questions and concerns, empowering you to move from confusion to financial peace of mind, going away with a clear plan of action.

 £330 (£275 plus VAT)

EXPLORE OUR RESOURCES


Free Community

Join a community of passion-led and purpose-driven creative entrepreneurs to access financial guidance, Q&As, tips, resources and relatable numbers know-how.

Get Number Savvy Training​

We're curating an accessible suite of finance resources, templates and courses specifically to empower business owners to grow their vision with profit & purpose.

Join The Newsletter

We share a regular finance newsletter, 'Backstage With Below The Line Finance'. full of Down to Earth finance tips, guidance and resources - to help you feel good about your business numbers!

Neurodiversity Research Study

What if the experience of managing your finances and working with an accountant could be less frustrating and more inclusive to enable neurodiverse business owners to thrive?

Take Our Finance MOT 

 Find out how well you’re really doing with the finance fundamentals

(and receive some tailored guidance)

Friendly Finance Blog

 

✨ Because businesses big and small, need a solid finances to succeed!! ✨

 

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