Fractional CFO & Accountancy Partnerships
A proper finance partner who holds the complexity with you - the numbers, the nuance, and everything in between. Proactive, relational, and properly in your corner.
Powerful partnerships
A proper finance partner who holds the complexity with you - the numbers, the nuance, and everything in between. Proactive, relational, and properly in your corner.
What this is
This isn’t your once-a-year, tick-the-box accountant. This is me as your CFO — part of your inner circle, helping you turn bold visions into practical, powerful financial strategies that sustain the mission for the long haul.
Yes, we’ll do the serious grown-up stuff: cashflow, budgets, forecasts, business plans, compliance, annual accounts. The foundations that keep your work fundable, resilient, and ready to respond when the world needs you.
But we’ll also make sure those same tools give you breathing room — so you can focus on the radical, hopeful, transformative work that made you start in the first place.
Who's it for
Founders, creatives, change-makers, and rebels who:
- Want financial clarity without shrinking their mission down to fit someone else’s rules.
- Are done with “you can’t do that” from people who’ve never built what you’re building.
- Need their numbers to back big moves that serve their community, not just keep the lights on.
- Care as much about values, equity, and long-term impact as they do about profit margins.
- Want a working relationship that’s neurodivergent-friendly, cycle-aware, and built to ride the real rhythms of life — hyperfocus sprints, burnout dips, hormone swings, full moons, and those “I might cry about VAT” days included.
How it works
Think of me as your CFO and co-strategist — grounded enough to keep things stable, bold enough to match your vision.
When you wobble? I’m the calm voice note in your inbox walking you through the plan.
When a big, world-shifting idea sparks? I’m right there running the numbers so you can move with confidence.
We meet regularly to plan, review, and adjust. I keep the filings and compliance locked down, while we co-create forecasts, budgets, and strategies that give your mission room to grow without burning you out.
The results
The impact of working together:
- You stop making decisions in the dark.
- You’ve got the cash and clarity to act when opportunity or crisis strikes.
- Compliance and tax deadlines stop being panic-inducing.
- Your vision is rooted in financial structures that resource your mission and your team.
- You operate with the confidence of someone who knows their work is both impactful and financially solid.
Why this is different
Finance isn’t neutral. It’s built to keep the status quo in place - and we’re here to challenge that.
Yes, money is made up. But in the right hands, it’s a tool for resourcing change, protecting what matters, and proving that better ways of doing business aren’t just possible — they’re thriving.
Our work together makes sure your mission not only survives, but becomes the bright, undeniable alternative others can rally around.
Client testimonials
Check out these sparkling reviews!
Since we've started working together, I always feel confident that my business is on the right track for constant growth and development. Having a level-headed ally to run my thoughts past has been invaluable.
What stood out about working with Harriet is that she is so supportive in every aspect. From highlighting any liabilities I might not have known about, to making sure I have all the tools in place for my business to keep thriving. She is always calm and cool – she is so good at explaining things and bringing new perspectives to my business.
Harriet ALWAYS has time for me and she's always super helpful with great suggestions and insights on how your business can be the best it's ever been.
She is the best ally you'll ever have!
Anita Mattson Hesketh
Founder of Lush Blooms Bespoke Floristry
We engaged with Harriet to supplement our statutory accountant services with FD Services. We had been struggling to resource these sort of services internally or with our existing accountant, and it was a breath of fresh air to be able to simply add it on, on a flexible basis.
Harriet helped to devise a creative legitimate solution to our revenue recognition problem, as well as help us with optimisation of our finance software. We implemented Transferwise with her help and also applied for 2 successful grants.
I'd recommend engaging with BTLF if you are a small business looking for extra support above and beyond simple Tax requirements, especially if you don't have an FD appointed in-house. Harriet is productive, collaborative and has really useful ideas.
Nick Richards
Founder of Computer Geeks
Harriet's approach is brilliant—she really takes time with me to help me break everything down and see things from a different perspective. Having her expertise, and seeing how everything adds up on a spreadsheet is really useful.
Harriet takes her time to listen to me and help me break everything down in ways that I hadn't thought about. Not only does Harriet help with my finances, but it also gives me more confidence in my services and offering.
Working with Harriet has made me feel much more confident in managing my finances. Her time has been invaluable so far, and I can't wait to learn more.
Rhodd Hughes
Personal Trainer and Physiotherapist
Before working with Harriet, we wanted to remove the mystery around our finances and be clear where we were at and map out a forecast for the future. We also wanted to change our company structure to have two Co-Directors and didn't know where to begin.
Since working with Harriet, I became Co-Director! We split shares in the company and agreed on a memorandum of understanding to account for all eventualities. We also now have a clear financial spreadsheet and are in the know of how much money we need to bring in and by when. We have payroll and dividends worked out and have hit our targets.
What stands out about working with Harriet is that she doesn't use jargon or speak from a script—there's no gatekeeping. She explains things in an accessible way and has a can-do attitude, so it really feels like she is invested in our success. We now feel held and in control when it comes to our finances, and Harriet's accountant-meets-coach style has helped us shift our mindset to one of empowerment rather than avoidance.
We recommend Harriet to everyone and are forever grateful to have her as our CFO
Rebecca Burgess
Co-Director of Design Impact Studio
I found Harriet as I was being offboarded at my old accounting firm. I had suspected some things hadn't been completed or done properly, so I was feeling like I didn't have a proper overview of the accounting side of my business.
Harriet jumped straight in and was able to solve problems that my old firm had been putting off and not paying attention to. She also uncovered some fines that I hadn't been alerted to and she fixed it all. On top of that, she came in and organised my P&L to be much easier to understand and addressed some things that needed to be done in a different way.
I trust Harriet completely and know that she is on top of absolutely everything with my business. The fact that she proactively brings up ideas, potential problems, and updates that I would have never even known about is such a breath of fresh air. I also appreciate her organisation and her Loom videos that explain everything I need to know—so thorough.
I wish I had started working with Harriet sooner. She feels like a part of my own team, and she is so worth her fee
Jessica Dante
Travel Content Creator and Founder of Love and London
When I set up my CIC, I knew one of my biggest knowledge gaps was around finance. After speaking with several accountants, it became clear that I didn't just want someone to file paperwork—I wanted to learn alongside someone. Speaking with Harriet confirmed that what I really needed was a partner: someone who understood CICs and social enterprises.
The biggest shift has been in my confidence. Having regular catch-ups with Harriet—and knowing she's always on hand for any questions—has made me feel so much more grounded and supported. My CIC has gone from feeling financially uncertain to becoming much more stable and resilient.
Harriet's patience—especially with my occasional panic around money—has made a huge difference. She's incredibly generous with her time and puts real effort into making things clear and easy to understand. It's rare to find someone who combines technical skill with such a supportive, relational approach.
In the early days, I wasn't sure if I could afford it—but honestly, it's paid for itself many times over.
Laura Tyley
Founder of This Living Place CIC
Before working with Harriet, I wanted to feel more in control of my finances and have better financial education. I was less afraid of the financials in my business because I knew this was holding me back.
Now I am in control of my finances. I have better systems in place, I check in regularly and have an up-to-date forecast, which allows me to feel calmer and more in control. I also love our quarterly check-ins - I can now see what revenue is coming from what income stream, as well as the increase in my year-on-year revenue, which I wouldn't have been aware of from my monthly numbers.
What stood out about working with Harriet is that she's totally non-judgemental, kind and considerate, as well as honest and totally on it. There have been times where my mental health has been in a bad place and I've so appreciated the extra support. Harriet has also made complex things feel simpler with her support and guidance.
She understands my business and how I want to work and 100% supports me in that. Since working with Harriet I've seen something like a 20% uplift in revenue and I attribute part of that to feeling more confident with my finances.
Jo Hooper
Founder of Get Wildly Free
Before working with Harriet, we were hoping to gain a better understanding of our business finances and achieve financial clarity to allow us to make changes to the business. Since we started working together, we have much greater confidence in making financial decisions.
What stands out about working with Harriet is that she provides pragmatic and helpful advice in a clear and straightforward format. As a business owner who does not have a financial background, Harriet takes the time to provide useful and structured guidance to allow us to make effective decisions.
As a business owner who does not have a financial background, Harriet takes the time to provide useful and structured guidance to allow us to make effective decisions. She provides pragmatic and helpful advice in a clear and straightforward format.
Mark Jerzak
Managing Director of MESH Engineering
Schedule a complimentary call with Harriet today
Harriet offers a no pressure chat, to get to know each other, delve into your business, discuss any current challenges you’re facing, and explore your goals and aspirations.
These calls are ideal whether you already have a clear idea of your needs or want to scope it out together and get a taster of my style. I’m excited to connect with you and learn more about your journey!